The article addresses the financial challenges faced by dressage riders, such as rising insurance and business costs, which can hinder progress for those without substantial funds. Despite these obstacles, several riders share practical strategies for competing on a budget, emphasizing smart spending and resourcefulness. International riders like Steph Croxford and Stef Eardley highlight prioritizing essential expenses such as good feed, shoeing, and training while cutting costs on non-essentials like flashy gear or new equipment. They also recommend buying second-hand tack, sourcing affordable bedding, and making lessons count by practicing independently between sessions.

Additionally, riders like Katherine Loupart demonstrate how starting with less expensive or overlooked horses and using natural schooling environments can reduce costs without compromising progress. She stresses the importance of investing in horse health and training rather than extras like fancy saddle cloths. Overall, the article encourages riders to focus on sustainable, realistic approaches to dressage, proving that success is achievable without a large budget by making every penny count and planning ahead financially.